top of page

transcore
Transform your Risk Management with Transcore - Transdigital's Scoring Engine
OVERview

-
In today’s fast-paced lending environment, the ability to make quick, accurate, and data-driven credit decisions is crucial for staying competitive.
-
Lenders face growing pressure to reduce default rates while speeding up loan approval processes
-
This is where Transcore comes in, with its predefined lending rules and API-driven architecture, Transcore enables lenders to streamline credit assessments, ensuring faster decision-making without sacrificing accuracy or compliance.
-
It reduces operational bottlenecks, improves risk management, and allows for scalable integration into any existing system.
Architecture and Solution components

With Transcore you can:
-
Optimise your business process by implementing it using Business Rule Engine.
-
Extend your rules organisation wide using scoring model.
-
Enable easy maintainability because they will handled by less technical people outside the main business flow.
-
Create set of rules by using Business class technology for creating the scoring model
-
Customize our ready-to-use rule library as per your business requirement.
-
Have a scoring engine for your business with the rule-library specially customized to cater to your business needs.
FEAtures and functionalities

Predefined
Lending Rules
Set of predefined rules built on lending industry standards, ensuring instant use

Customizable
Scoring Models
Easily modify or expand upon the predefined rules to fit specific business needs

Real-Time
Scoring
Evaluate applicants’ creditworthiness instantly with real-time data access

Multi-Source
Data Inputs
Pull data from multiple sources such as credit bureaus, transaction histories, etc. for a detailed risk analysis

API-Driven
Framework
Use APIs to integrate the scoring engine into any existing LMS or front-end application

Scalable
Architecture
Supports small loan portfolios as well as enterprise-level lending operations.
Key Benefits

Accurate Risk Assessment

Faster Loan Processing
Customizable for Your Needs

Reduced
Default Rates
Improved Compliance

bottom of page